Federal Financing, Available Across Quebec
The two federal programs work the same everywhere in Canada. The Canada Small Business Financing Program (CSBFP) shares a lender’s risk so banks and credit unions in Quebec will finance the equipment, leaseholds, property and (since 2022) intangibles you are acquiring. The Business Development Bank of Canada (BDC) adds acquisition and business-transfer financing, often covering goodwill and the gap a bank won’t. See our Canadian financing guide for how these stack with a vendor take-back and your equity.
What Quebec Adds
On top of the federal programs, Quebec’s acquisition financing is served by Canada Economic Development for Quebec Regions (CED), the federal agency that funds business growth and modernization across the province. Investissement Québec is the provincial financing arm, offering loans and guarantees, and the Fonds de solidarité FTQ is an active source of development capital for Quebec businesses.
For businesses outside the main centres, Community Futures offices provide loans and advice to rural entrepreneurs, and Futurpreneur Canada supports younger buyers nationwide.
Lenders Active in Quebec
Desjardins — the province’s cooperative network of caisses populaires — and National Bank are dominant local lenders for acquisitions, alongside the other national banks.
Where Deals Get Done in Quebec
A large, distinct economy with strong aerospace, technology, hydro-powered manufacturing, and a deep cooperative-finance tradition. Acquisition activity concentrates in Montreal, Quebec City, Laval, Gatineau. Browse verified businesses for sale in Quebec.